<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2526-6136</journal-id>
<journal-title><![CDATA[Educação Matemática Debate]]></journal-title>
<abbrev-journal-title><![CDATA[Ed. Mat. Deb.]]></abbrev-journal-title>
<issn>2526-6136</issn>
<publisher>
<publisher-name><![CDATA[Universidade Estadual de Montes Claros]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2526-61362025000100107</article-id>
<article-id pub-id-type="doi">10.46551/emd.v9n16a08</article-id>
<title-group>
<article-title xml:lang="pt"><![CDATA[Educação Financeira Crítica na Formação de Professores: uma abordagem que problematiza diferentes contextos sociais]]></article-title>
<article-title xml:lang="es"><![CDATA[Educación Financiera Crítica en la Formación Docente: un enfoque que problematiza diferentes contextos sociales]]></article-title>
<article-title xml:lang="en"><![CDATA[Critical Financial Education in Teacher Education: an approach that problematizes different social contexts]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Sousa]]></surname>
<given-names><![CDATA[Mario Rogério Vasconcellos de]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Matos]]></surname>
<given-names><![CDATA[Diego]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="A01">
<institution><![CDATA[,Colégio Ao Cubo  ]]></institution>
<addr-line><![CDATA[Rio de Janeiro RJ]]></addr-line>
<country>Brasil</country>
</aff>
<aff id="A02">
<institution><![CDATA[,Universidade Federal do Estado do Rio de Janeiro  ]]></institution>
<addr-line><![CDATA[Rio de Janeiro RJ]]></addr-line>
<country>Brasil</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>00</month>
<year>2025</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>00</month>
<year>2025</year>
</pub-date>
<volume>9</volume>
<numero>16</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://educa.fcc.org.br/scielo.php?script=sci_arttext&amp;pid=S2526-61362025000100107&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://educa.fcc.org.br/scielo.php?script=sci_abstract&amp;pid=S2526-61362025000100107&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://educa.fcc.org.br/scielo.php?script=sci_pdf&amp;pid=S2526-61362025000100107&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="pt"><p><![CDATA[Resumo Este trabalho investiga percepções sobre Educação Financeira apresentadas por licenciandos em Matemática, quando confrontados com uma abordagem crítica que contrasta diferentes contextos sociais. A pesquisa foi desenvolvida com cinco licenciandos de uma universidade federal do Rio de Janeiro, em duas etapas de produção de dados: (1) uma tarefa sobre o conceito de juros e tomadas de decisão; (2) uma roda de conversa online, com perguntas semiestruturadas e um episódio fictício de sala de aula, confrontando diferentes contextos sociais que podem se manifestar na escola. Como resultados da pesquisa, identificamos três percepções sobre Educação Financeira no contexto do seu papel formativo: (a) gerenciamento financeiro pessoal e acúmulo de capital; (b) formação social crítica; (c) Matemática como (in)certeza: regulação ou questionamento social?.]]></p></abstract>
<abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen Este trabajo investiga percepciones sobre la Educación Financiera que presentan los graduados en matemáticas, frente a un enfoque crítico contrastando diferentes contextos sociales. La investigación se desarrolló con cinco estudiantes de una universidad federal de Río de Janeiro, en dos etapas de producción de datos: (1) una tarea sobre el concepto de interés y toma de decisiones; (2) un círculo de conversación, con preguntas semiestructuradas y un episodio ficticio, confrontando diferentes contextos sociales que pueden manifestarse en la escuela. Como resultados de la investigación, identificamos tres percepciones sobre la Educación Financiera, en el contexto de su papel formativo: (a) gestión financiera personal y acumulación de capital; (b) formación social crítica; (c) las matemáticas como (in)certidumbre: ¿regulación o cuestionamiento social?.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract This study investigates the perceptions of Mathematics undergraduates about Financial Education, when confronted with a critical approach that contrasts different social contexts. The research was carried out with five undergraduates from a federal university in Rio de Janeiro, in two stages of data production: (1) a task on the concept of interest and decision-making; (2) an online conversation circle, with semi-structured questions and a fictitious classroom episode, confronting different social contexts that can manifest themselves at school. As a result of the research, we identified three perceptions of Financial Education in the context of its formative role: (a) personal financial management and capital accumulation; (b) critical social formation; (c) Mathematics as (in)certainty: regulation or social questioning?]]></p></abstract>
<kwd-group>
<kwd lng="pt"><![CDATA[Educação Financeira]]></kwd>
<kwd lng="pt"><![CDATA[Educação Matemática Crítica]]></kwd>
<kwd lng="pt"><![CDATA[Formação de Professores]]></kwd>
<kwd lng="es"><![CDATA[Educación Financiera]]></kwd>
<kwd lng="es"><![CDATA[Educación en Matemática Crítica]]></kwd>
<kwd lng="es"><![CDATA[Formación de Profesores]]></kwd>
<kwd lng="en"><![CDATA[Financial Education]]></kwd>
<kwd lng="en"><![CDATA[Critical Mathematics Education]]></kwd>
<kwd lng="en"><![CDATA[Teachers Education]]></kwd>
</kwd-group>
</article-meta>
</front><back>
<ref-list>
<ref id="B1">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[BIZA]]></surname>
<given-names><![CDATA[Irene]]></given-names>
</name>
<name>
<surname><![CDATA[NARDI]]></surname>
<given-names><![CDATA[Elena]]></given-names>
</name>
<name>
<surname><![CDATA[ZACHARIADES]]></surname>
<given-names><![CDATA[Theodossios]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[Using tasks to explore teacher knowledge in situation specific contexts]]></article-title>
<source><![CDATA[Journal of Mathematics Teacher Education]]></source>
<year>2007</year>
<volume>10</volume>
<numero>4-6</numero>
<issue>4-6</issue>
<page-range>301-9</page-range></nlm-citation>
</ref>
<ref id="B2">
<nlm-citation citation-type="journal">
<collab>BRASIL</collab>
<article-title xml:lang=""><![CDATA[Decreto n. 7.397, de 22 de dezembro de 2010]]></article-title>
<source><![CDATA[Institui a Estratégia Nacional de Educação Financeira &#8212; ENEF, dispõe sobre a sua gestão e dá providências]]></source>
<year>2010</year>
<publisher-loc><![CDATA[Brasília ]]></publisher-loc>
<publisher-name><![CDATA[Diário Oficial da União]]></publisher-name>
</nlm-citation>
</ref>
<ref id="B3">
<nlm-citation citation-type="book">
<collab>BRASIL. Ministério da Educação. Secretaria de Educação Básica</collab>
<source><![CDATA[Base Nacional Comum Curricular: Educação Infantil e Ensino Fundamental]]></source>
<year>2017</year>
<publisher-loc><![CDATA[Brasília ]]></publisher-loc>
<publisher-name><![CDATA[MEC/SEB]]></publisher-name>
</nlm-citation>
</ref>
<ref id="B4">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[FIORENTINI]]></surname>
<given-names><![CDATA[Dario]]></given-names>
</name>
<name>
<surname><![CDATA[OLIVEIRA]]></surname>
<given-names><![CDATA[Ana Teresa]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[O lugar das Matemáticas na licenciatura em Matemática: que matemáticas e que práticas formativas?]]></article-title>
<source><![CDATA[Bolema]]></source>
<year>2013</year>
<volume>27</volume>
<numero>47</numero>
<issue>47</issue>
<page-range>917-38</page-range></nlm-citation>
</ref>
<ref id="B5">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[GIRALDO]]></surname>
<given-names><![CDATA[Victor]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[Formação de professores de Matemática: para uma abordagem problematizada]]></article-title>
<source><![CDATA[Ciência e Cultura]]></source>
<year>2018</year>
<volume>70</volume>
<numero>1</numero>
<issue>1</issue>
<page-range>37-42</page-range></nlm-citation>
</ref>
<ref id="B6">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[GIRALDO]]></surname>
<given-names><![CDATA[Victor]]></given-names>
</name>
<name>
<surname><![CDATA[ROQUE]]></surname>
<given-names><![CDATA[Tatiana]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[Por uma Matemática problematizada: as ordens de (re)invenção]]></article-title>
<source><![CDATA[Perspectivas da Educação Matemática]]></source>
<year>2021</year>
<volume>14</volume>
<numero>35</numero>
<issue>35</issue>
<page-range>1-21</page-range></nlm-citation>
</ref>
<ref id="B7">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[KISTEMANN JR]]></surname>
<given-names><![CDATA[Marco Aurélio]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[A produção de significados e a tomada de decisão de indivíduos consumidores]]></article-title>
<source><![CDATA[Anais do V Seminário Internacional de Pesquisa em Educação Matemática]]></source>
<year>2012</year>
<page-range>1-19</page-range><publisher-loc><![CDATA[Petrópolis ]]></publisher-loc>
</nlm-citation>
</ref>
<ref id="B8">
<nlm-citation citation-type="book">
<person-group person-group-type="author">
<name>
<surname><![CDATA[KISTEMANN JR]]></surname>
<given-names><![CDATA[Marco Aurélio]]></given-names>
</name>
</person-group>
<source><![CDATA[Sobre a produção de significados e a tomada de decisão de indivíduos-consumidores]]></source>
<year>2011</year>
<publisher-loc><![CDATA[Rio Claro ]]></publisher-loc>
<publisher-name><![CDATA[Universidade Estadual Paulista]]></publisher-name>
</nlm-citation>
</ref>
<ref id="B9">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[MELGAREJO]]></surname>
<given-names><![CDATA[Luz Maria Vargas]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[Sobre el concepto de percepción]]></article-title>
<source><![CDATA[Alteridades]]></source>
<year>1994</year>
<numero>8</numero>
<issue>8</issue>
<page-range>47-53</page-range></nlm-citation>
</ref>
<ref id="B10">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[MOREIRA]]></surname>
<given-names><![CDATA[Plinio Cavalcanti]]></given-names>
</name>
<name>
<surname><![CDATA[FERREIRA]]></surname>
<given-names><![CDATA[Ana Cristina]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[O lugar da Matemática na licenciatura em Matemática]]></article-title>
<source><![CDATA[Bolema]]></source>
<year>2013</year>
<volume>27</volume>
<numero>47</numero>
<issue>47</issue>
<page-range>981-1005</page-range></nlm-citation>
</ref>
<ref id="B11">
<nlm-citation citation-type="book">
<person-group person-group-type="author">
<name>
<surname><![CDATA[MUNIZ]]></surname>
<given-names><![CDATA[Ivail]]></given-names>
</name>
</person-group>
<source><![CDATA[Econs ou Humanos? Um estudo sobre a tomada de decisão em ambientes de Educação Financeira Escolar]]></source>
<year>2016</year>
<publisher-loc><![CDATA[Rio de Janeiro ]]></publisher-loc>
<publisher-name><![CDATA[Universidade Federal do Rio de Janeiro]]></publisher-name>
</nlm-citation>
</ref>
<ref id="B12">
<nlm-citation citation-type="book">
<collab>OCDE &#8212; Organização para a Cooperação e Desenvolvimento Econômico</collab>
<source><![CDATA[Recommendation on principles and good practices for Financial Education and awareness]]></source>
<year>2005</year>
<publisher-loc><![CDATA[Paris ]]></publisher-loc>
<publisher-name><![CDATA[OECD/Directorate for Financial and Enterprise Affairs]]></publisher-name>
</nlm-citation>
</ref>
<ref id="B13">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[PESSOA]]></surname>
<given-names><![CDATA[Cristiane Azevêdo dos Santos]]></given-names>
</name>
<name>
<surname><![CDATA[MUNIZ]]></surname>
<given-names><![CDATA[Ivail]]></given-names>
</name>
<name>
<surname><![CDATA[KISTEMANN JR]]></surname>
<given-names><![CDATA[Marco Aurélio]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[Cenários sobre educação financeira escolar: entrelaçamentos entre a pesquisa, o currículo e a sala de aula de Matemática]]></article-title>
<source><![CDATA[Teia]]></source>
<year>2018</year>
<volume>9</volume>
<numero>1</numero>
<issue>1</issue>
<page-range>1-28</page-range></nlm-citation>
</ref>
<ref id="B14">
<nlm-citation citation-type="">
<person-group person-group-type="author">
<name>
<surname><![CDATA[POWELL]]></surname>
<given-names><![CDATA[Arthur Belford]]></given-names>
</name>
<name>
<surname><![CDATA[FRANCISCO]]></surname>
<given-names><![CDATA[John]]></given-names>
</name>
<name>
<surname><![CDATA[MAHER]]></surname>
<given-names><![CDATA[Carolyn]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[Uma abordagem à análise dos dados de vídeo para investigar o desenvolvimento de idéias e raciocínios matemáticos de estudantes]]></article-title>
<person-group person-group-type="editor">
<name>
<surname><![CDATA[Olimpio Junior]]></surname>
<given-names><![CDATA[Antonio]]></given-names>
</name>
</person-group>
<source><![CDATA[Bolema]]></source>
<year>2004</year>
<volume>17</volume>
<numero>21</numero>
<issue>21</issue>
<page-range>81-140</page-range></nlm-citation>
</ref>
<ref id="B15">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[SILVA]]></surname>
<given-names><![CDATA[Amarildo Melchíades]]></given-names>
</name>
<name>
<surname><![CDATA[POWELL]]></surname>
<given-names><![CDATA[Arthur Belford]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[Educação Financeira na escola: a perspectiva da organização para a cooperação e desenvolvimento econômico]]></article-title>
<source><![CDATA[Boletim GEPEM]]></source>
<year>2015</year>
<numero>66</numero>
<issue>66</issue>
<page-range>3-19</page-range></nlm-citation>
</ref>
<ref id="B16">
<nlm-citation citation-type="confpro">
<person-group person-group-type="author">
<name>
<surname><![CDATA[SILVA]]></surname>
<given-names><![CDATA[Amarildo Melchíades]]></given-names>
</name>
<name>
<surname><![CDATA[POWELL]]></surname>
<given-names><![CDATA[Arthur Belford]]></given-names>
</name>
</person-group>
<source><![CDATA[Anais do XI Encontro Nacional de Educação Matemática]]></source>
<year>2013</year>
<conf-name><![CDATA[ Um programa de Educação Financeira para a Matemática Escolar da Educação Básica]]></conf-name>
<conf-loc>Curitiba </conf-loc>
<page-range>1-17</page-range></nlm-citation>
</ref>
<ref id="B17">
<nlm-citation citation-type="journal">
<person-group person-group-type="author">
<name>
<surname><![CDATA[SKOVSMOSE]]></surname>
<given-names><![CDATA[Ole]]></given-names>
</name>
</person-group>
<article-title xml:lang=""><![CDATA[Cenários para investigação]]></article-title>
<source><![CDATA[Bolema]]></source>
<year>2000</year>
<volume>13</volume>
<numero>14</numero>
<issue>14</issue>
<page-range>66-91</page-range></nlm-citation>
</ref>
<ref id="B18">
<nlm-citation citation-type="book">
<person-group person-group-type="author">
<name>
<surname><![CDATA[SKOVSMOSE]]></surname>
<given-names><![CDATA[Ole]]></given-names>
</name>
<name>
<surname><![CDATA[Araújo]]></surname>
<given-names><![CDATA[Abigail Lins e Jussara de Loiola]]></given-names>
</name>
</person-group>
<source><![CDATA[Educação Matemática Crítica: a questão da democracia]]></source>
<year>2001</year>
<publisher-loc><![CDATA[Campinas ]]></publisher-loc>
<publisher-name><![CDATA[Papirus]]></publisher-name>
</nlm-citation>
</ref>
</ref-list>
</back>
</article>
