<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1516-7313</journal-id>
<journal-title><![CDATA[Ciência & Educação]]></journal-title>
<abbrev-journal-title><![CDATA[Ciência educ.]]></abbrev-journal-title>
<issn>1516-7313</issn>
<publisher>
<publisher-name><![CDATA[Universidade Estadual Paulista (UNESP)]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1516-73132024000100227</article-id>
<article-id pub-id-type="doi">10.1590/1516-731320240029</article-id>
<title-group>
<article-title xml:lang="pt"><![CDATA[Alfabetização financeira no ensino superior: uma análise do nível de conhecimento de alunos e a contribuição da instituição]]></article-title>
<article-title xml:lang="en"><![CDATA[Financial literacy in higher education: An analysis of students' knowledge levels and the contribution of institutions]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Abreu]]></surname>
<given-names><![CDATA[Chrystyane]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Delfino]]></surname>
<given-names><![CDATA[Gabriel Mattza]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Araujo]]></surname>
<given-names><![CDATA[Fernando Oliveira de]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Centro Federal de Educação Tecnológica Celso Suckow da Fonseca  ]]></institution>
<addr-line><![CDATA[Rio de Janeiro RJ]]></addr-line>
<country>Brasil</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidade Federal Fluminense  ]]></institution>
<addr-line><![CDATA[Rio de Janeiro RJ]]></addr-line>
<country>Brasil</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>00</month>
<year>2024</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>00</month>
<year>2024</year>
</pub-date>
<volume>30</volume>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://educa.fcc.org.br/scielo.php?script=sci_arttext&amp;pid=S1516-73132024000100227&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://educa.fcc.org.br/scielo.php?script=sci_abstract&amp;pid=S1516-73132024000100227&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://educa.fcc.org.br/scielo.php?script=sci_pdf&amp;pid=S1516-73132024000100227&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="pt"><p><![CDATA[Resumo Este estudo aborda a alfabetização financeira entre estudantes do ensino superior, em cursos de engenharia, investigando o nível de conhecimento dos alunos e a contribuição das instituições de ensino. Por meio de uma metodologia de aplicação de questionários a uma amostra representativa de estudantes, foram coletados dados sobre atitudes, comportamentos e conhecimentos financeiros. Os resultados indicam que há uma lacuna significativa no entendimento aplicado e nas habilidades práticas, embora exista uma consciência básica sobre conceitos financeiros. A instituição de ensino desempenha um papel insuficiente na promoção da educação financeira e é necessário integrar a alfabetização financeira de forma mais eficaz nos currículos, com uma abordagem holística que envolva não apenas conceitos teóricos, mas também habilidades práticas e atitudes financeiras saudáveis, preparando os alunos para enfrentar desafios financeiros com confiança e competência.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract In this study, we investigate educational institutions' role in financial literacy among college students. Data on financial attitudes, habits, and knowledge were collected by distributing questionnaires to a representative sample of students. The results indicate a considerable deficiency in applied comprehension and practical skills, despite a general awareness of financial principles. A holistic approach that incorporates practical skills, healthy financial attitudes, and theoretical concepts is needed to effectively incorporate financial literacy into curricula. While educational institutions have a significant role in promoting financial education, students still need preparation to handle financial challenges with competence and confidence.]]></p></abstract>
<kwd-group>
<kwd lng="en"><![CDATA[Higher education]]></kwd>
<kwd lng="en"><![CDATA[Financial literacy]]></kwd>
<kwd lng="en"><![CDATA[Financial education]]></kwd>
<kwd lng="pt"><![CDATA[Ensino superior]]></kwd>
<kwd lng="pt"><![CDATA[Alfabetização financeira]]></kwd>
<kwd lng="pt"><![CDATA[Educação financeira]]></kwd>
</kwd-group>
</article-meta>
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